Many people run businesses out of their homes, setting their own schedules and enjoying the benefit of being their own boss. However, like any business, insurance is an important aspect to ensuring your operations run smoothly. For example, if you are having employees and clients coming to and from your home for business, your standard home insurance may not cover them, leaving you liable for whatever damages or accidents that may occur while they are on your property. For home based business insurance in Prince George, turn to Nauroth & Associates Insurance Brokers. We can help you find a policy that fits your home based business needs.
Home based business insurance offers the following:
Whether it’s a client accident or a natural disaster, what happens on your home’s property can affect your business. When you have to contend with downtime or excess expenses caused by these unexpected circumstances, it can really put a strain on day to day operations. By getting home based insurance in Prince George, you can alleviate some of the worry and stress that comes with running a home business. Talk to the insurance brokers at Nauroth & Associates to learn more about the benefits of home based business insurance.
Home based business insurance in Prince George offers many benefits, but is it right for you? This depends on what your business encompasses. For example, if you don’t have employees or clients coming to your home, but do work with valuable equipment, extending your home coverage to include this equipment may suffice. Are you working for government or high-end agencies, like an event organizer, author, or marketing consultant? Errors and omissions insurance is often required in contracts for providing professional advice or services and may be all you need for your home based business. However, if you frequently have people coming to your home, whether employees or clients, home based business insurance is a must. You will also want it to cover any inventory you may have.
Home insurance isn’t the same as home based business insurance in Prince George. In fact, home insurance offers very small coverage of the tools, instruments or books required to run your business from home. And in some cases, your homeowners insurance may not cover your business and its assets at all! Additional coverage will be needed to maintain a healthy, fully-operational business. At Nauroth & Associates Insurance Brokers Ltd., we understand that each business is unique and therefore your home based business insurance should reflect your specific needs. Contact our insurance brokers today to discuss your options, and we will work to find a policy that best fits you.