travel medical insurance

The Importance of Travel Medical Insurance

When you’re planning for your vacation or even a more extended trip abroad, there are always a million things to do. Whether you’re going to the Caribbean on vacation to do some snorkelling or leaving to study abroad in France for a few months, there will be a lot that you have to take care of so you know that you can focus on making the most of your trip.

We at Nauroth & Associates Insurance Brokers Ltd. would like to remind you that travel medical insurance is one essential component of a safe and fun trip that you shouldn’t forget before you go.

What Does Travel Medical Insurance Typically Cover?

We in Canada are pretty lucky compared to many other parts of the world when it comes to healthcare. Although we do everything we can to stay healthy, when something does go wrong we all have some assurance that we can find quality help in order to get better as quickly as possible. Travel medical insurance extends that security for Canadian citizens, even when they’re not within the areas that are traditionally served by their medical services. These services typically include:

  • Emergency medical care
  • Prescription or emergency medications
  • Surgeries
  • Hospitalization bills

When Should I Get Travel Medical Insurance?

It’s a good idea to think about travel medical insurance whenever you leave the usual medical services areas covered by your regular insurance. Even if you’re just heading up to the Yukon on a fishing trip with some friends, your provincial medical coverage may not apply outside of its borders. If you’re spending an extended period in a part of the world that has less extensive medical care facilities than Canada, you should definitely consider travel medical insurance. Often, travel medical insurance can be bundled with other kinds of insurance to cover a wide range of problems associated with travel, including:

  • Medical insurance
  • Costs associated with trip cancellation
  • Baggage loss
  • Accidental death

Where Can I Get Travel Medical Insurance?

At Nauroth & Associates Insurance Brokers Ltd. we offer a wide range of options when it comes to travel insurance, including travel medical insurance. Contact one of our insurance experts today to find out what kind of protection is best for your situation so you can focus on making the most of your travel experience.