The purchase of a home is one of the biggest investments you will make in a lifetime. Make sure you protect that investment with home insurance. Prince George residents can turn to Nauroth & Associates for home insurance. This type of insurance offers many benefits including providing the finances for rebuilding costs in the case of serious damage or destruction of your home and offering compensation for additional living expenses. Home insurance can also protect personal belongings and provide liability coverage if others are accidentally injured on your property.
We provide property insurance for the following items:
At Nauroth & Associates, we walk you through the whole insurance process so you can understand the contractual obligations in your policy. We explain exactly who and what is covered under home insurance in Prince George. Discover the benefits of home insurance today. Contact us for peace of mind.
When considering insurance, ask yourself whether your loved ones would be financially impacted should something happen to you. If you answered yes, Nauroth & Associates Insurance Brokers Ltd. recommends getting life insurance in Prince George so you can protect your family from financial burdens when you’re gone. Life insurance offers financial security to your loved ones by providing a tax-free payment to those you designate as your beneficiaries. The coverage will vary depending on the type of life insurance you choose.
At Nauroth & Associates, our brokers can help you find the right policy that fits your circumstances and needs, taking into account your age, gender, health, medical history and lifestyle to determine what works best.
There are several types of life insurance available, but the two basic categories consist of permanent life insurance and temporary life insurance.
There is no end date with permanent life insurance and your premium never changes. Types of permanent insurance include universal and whole life insurance.
With temporary life insurance, there is a policy end date as well as the possibility that your premiums will increase over time. Term life insurance is a type of temporary insurance.
You may be wondering which life insurance type is right for you. If you only need life insurance for a fixed amount of time, temporary life insurance may be what you need. This type of insurance could be used to cover certain debt, like paying off a mortgage so that your dependents don’t have to. On the other hand, if you want to make sure your beneficiaries receive some kind of death benefit after you have passed permanent life insurance is your best option. Furthermore, you are able to accumulate a cash value for your permanent insurance. However, your premiums will be higher than term insurance policies because this type of insurance never expires.
Not sure which life insurance option is best for you? Contact Nauroth & Associates Insurance Brokers Ltd.